*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:#172033;background:#fff;line-height:1.6}
.container{width:min(1120px,92%);margin:auto}.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid #e8edf5;backdrop-filter:blur(10px)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:#12213f;text-decoration:none}
.logo{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:#1146cc;color:white}.nav nav{display:flex;gap:24px}.nav nav a,.footer-grid a{color:#31405f;text-decoration:none;font-weight:600}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:10px;background:#1557e8;color:#fff;text-decoration:none;font-weight:800;border:2px solid #1557e8;cursor:pointer}
.btn:hover{filter:brightness(.95)}.btn-small{padding:10px 14px;font-size:14px}.btn-outline{background:transparent;color:#1557e8}.full{width:100%}
.hero{padding:86px 0;background:linear-gradient(135deg,#f5f9ff 0%,#ffffff 55%,#edf4ff 100%)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:900;letter-spacing:.12em;color:#1557e8;margin-bottom:12px}.light{color:#dbe7ff}
h1{font-size:clamp(42px,5.2vw,68px);line-height:1.03;margin:0 0 20px;letter-spacing:-.04em}.lead{font-size:20px;color:#52617f;max-width:680px}
.hero-actions{display:flex;gap:12px;margin:30px 0}.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:#43506a;font-weight:700;font-size:14px}
.quote-card{background:white;border:1px solid #e0e7f2;border-radius:20px;padding:28px;box-shadow:0 24px 70px rgba(23,48,94,.12)}.quote-card h2{margin:0;font-size:28px}.quote-card>p{color:#66738f;margin-top:4px}
label{display:block;font-weight:700;font-size:14px;margin:13px 0}input{width:100%;margin-top:6px;padding:13px 14px;border:1px solid #cfd7e6;border-radius:9px;font:inherit;outline:none}input:focus{border-color:#1557e8;box-shadow:0 0 0 3px rgba(21,87,232,.12)}
.fine{font-size:11px!important;color:#7a8499!important;line-height:1.45}.form-message{margin-top:12px;font-weight:700;color:#0b7a3c}
.section{padding:82px 0}.alt{background:#f7f9fc}.section-head{text-align:center;max-width:760px;margin:0 auto 38px}.section h2{font-size:clamp(30px,4vw,44px);line-height:1.12;margin:0 0 12px}.section-head p,.split p{color:#68758e}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid #e2e7ef;border-radius:16px;padding:24px;background:#fff}.icon{font-size:30px}.card h3{margin:10px 0 8px}.card p{color:#65718a}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.checklist{display:grid;gap:14px}.checklist div{background:white;border:1px solid #e1e6ef;border-radius:12px;padding:16px 18px;font-weight:800}
.narrow{max-width:840px}details{border:1px solid #e2e7ef;border-radius:12px;padding:16px 18px;margin:12px 0}summary{cursor:pointer;font-weight:800}details p{color:#66738b}
.cta{background:#123b93;color:white;padding:62px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.cta h2{font-size:40px;margin:0 0 8px}.cta p{margin:0;color:#dbe5f8}.btn-light{background:#fff;color:#123b93;border-color:#fff}
footer{padding:38px 0 28px;background:#0d1730;color:#c7d0e3}.footer-grid{display:flex;justify-content:space-between;gap:20px}.footer-grid a{color:#fff}.legal{border-top:1px solid #26324a;margin-top:24px;padding-top:20px;font-size:12px;color:#9da9c0}
.floating-call{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:#1557e8;color:white;text-decoration:none;font-size:25px;box-shadow:0 12px 28px rgba(0,0,0,.24)}
@media(max-width:900px){.nav nav{display:none}.hero-grid,.split{grid-template-columns:1fr}.hero{padding:58px 0}.cards{grid-template-columns:1fr 1fr}.cta-inner{align-items:flex-start;flex-direction:column}.btn-small{display:none}}
@media(max-width:560px){.cards{grid-template-columns:1fr}h1{font-size:42px}.hero-actions{flex-direction:column}.trust-row{display:grid;gap:8px}.quote-card{padding:20px}.cta h2{font-size:32px}.footer-grid{flex-direction:column}}